Insurance Agents
That Stand By You Before & After the Storm
Trusted, experienced advisors you can rely on to help you navigate coverage with confidence and peace of mind.
We help Florida homeowners protect what matters—with real people and clear answers.
Speak to a Trusted Agent Today
We're based right here in your community
Local experts who understand Florida homeowners' unique insurance needs.
We work with top-rated carriers
Multiple insurance options to give you smart choices and competitive rates.
Plain English—no pressure, no jargon
We explain your options clearly and help you make informed decisions.
What Our Clients Say
Real Reviews from Florida Homeowners Just Like You
"They walked me through every step. I finally feel confident about my coverage."
Sandra P.
Hollywood, FL
"After years of being treated like a number, Protective Choice was a breath of fresh air."
Marcus G.
Miami, FL
"Fast quotes, real people, and no runaround. I recommend them to all my neighbors."
Leah R.
West Palm Beach, FL
5,000+
Happy Clients
4.9/5
Google Reviews
10+
Years Serving Florida
Proudly serving Florida homeowners with integrity and excellence
You're Not Just a Policy Number
We take time to understand your needs, and we stick with you through every storm.

Personal Service
We treat you like a neighbor, not a transaction. You'll always speak with someone who knows your name and your policy.
Clear Communication
No confusing insurance speak. We break down what's covered and what's not in language you can understand.
Always Available
When disaster strikes, we're here. Fast response times and real support when you need it most.
Proven Track Record
Over a decade serving Florida homeowners with 5-star service and thousands of satisfied clients.
"12 Things Most Homeowners Don't Know About Florida Insurance"
Claim yours when you request a quote. Learn how to avoid common coverage gaps that could cost you thousands.
Discover hidden exclusions in standard policies
Learn what policies really cover (and what they don't)
Find out how to navigate your claim without overpaying

Instant Download
With your quote
We're Not a Big Corporation.
And That's the Point.
Protective Choice is an independent, family-owned agency built on service and reliability.

We started in South Florida because we live here. We've seen what storms can do, and we know the coverage that actually holds up.
As an independent agency, we're not tied to any single insurance company. That means we work for you and shop multiple carriers to find you the best coverage at the best price.
Clarity over confusion
We break down what's covered—and what's not—so there are no surprises when you file a claim.
People over policies
We treat you like a neighbor, not a transaction. Your satisfaction is our success.
Preparedness over panic
We help you plan before things go wrong, so you're protected when it matters most.
Our Insurance Partners
State-backed and private carriers. All vetted for strength and service.










































































































...and many more trusted carriers
Real People. Real Experience. All Local.
Get to know the team that's here when you need us most.

Alex Padron
Insurance Agent
Alex is a trusted advisor who guides clients through life's most important insurance decisions with clarity and care. His background in real estate gives him a rare understanding of property risks and the importance of protecting what people work so hard to build. Thoughtful, attentive, and always focused on doing what's right, Alex ensures every client feels confident and well-protected.

Anaisa Collman
Insurance Agent
Anaisa is known for her warm, patient guidance that helps clients feel understood and supported from the very first conversation. She builds trust by listening deeply and explaining coverage in a way that gives people confidence in their decisions. Clients rely on her blend of empathy and expertise to find protection that truly fits their needs.

Ben Barnes
Insurance Agent
Ben helps clients build strong financial foundations by aligning insurance with their long-term goals and lifestyle. His thoughtful, consultative approach ensures every policy is customized to fit each person's unique needs. Clients trust Ben for his integrity, strategic thinking, and ability to deliver tailor-made protection that truly supports their future.

Brett Watts
Insurance Agent
Brett is committed to creating long-term relationships built on integrity, transparency, and consistent follow-through. He takes time to fully understand each client's situation so he can tailor coverage that genuinely serves their best interest. With a reputation for doing the right thing—even when no one is watching—Brett is a trusted guide for Florida families.

Crystal Mejia
Insurance Agent
Crystal is dedicated to giving families genuine peace of mind by ensuring they're protected when it matters most. She earns trust through her attentiveness, clear communication, and willingness to go the extra mile for every client. With her caring approach and strong guidance, Crystal makes navigating insurance feel supportive and empowering.

Damien Ramjattan
Insurance Agent
Damien is driven by a genuine passion for helping people protect what matters most, not just writing policies. His clients value his clear communication style and the steady trust he builds throughout every interaction. With a calm, people-first approach, Damien makes insurance feel simple, supportive, and stress-free.

Damion Brown
Insurance Agent
Damion brings a fast, solutions-oriented mindset to helping clients navigate insurance with clarity and confidence. His honesty and transparency make him a steady resource during moments when people need guidance the most. Known for his efficiency and problem-solving skills, Damion ensures every client feels protected and cared for.

Jerry Boudreaux
Insurance Agent
Jerry brings decades of business-minded insight to helping clients secure the right protection for their homes, families, and investments. He is known for delivering honest recommendations and creative solutions for even the toughest-to-insure properties. Clients trust Jerry for his reliability, persistence, and commitment to getting it right every time.

Xavier Morgan
Insurance Agent
Growing up in a family of insurance professionals, Xavier brings lifelong insight and genuine passion to helping people protect what matters most. Clients value his ability to educate, empower, and deliver coverage solutions with unmatched energy and professionalism. With a service-first mindset, Xavier makes every client feel supported, informed, and truly cared for.

Amanda Cole
Owner & Principal
With over 15 years of experience in both the mortgage and insurance industries, Amanda leads Protective Choice with a commitment to clarity, integrity, and truly personalized coverage. She founded the agency to give clients straightforward, unbiased options by operating independently and focusing solely on what serves them best. As a fully licensed 2-20 and 2-15 agent, Amanda empowers her team to deliver an exceptional customer experience backed by top carriers and a people-first approach.


Serving All of Florida
We know this state.
We've insured homes from Key West to Palm Beach to Pensacola and everywhere in between.
We'll never suggest coverage you don't need—or skip something you do.
Request a Quote from Our Team